Compareshop clients

iDirect is a short-term insurance product from Absa, and is aimed at simplifying your efforts to insure your valuable assets.  Backed by one of the largest banking groups in South Africa, this tailor-made offering from idirect will provide you with exceptional cover for your car, home and household contents.

Car Insurance 

Absa idirect car insurance options

Comprehensive insurance cover

·         Third party insurance cover

·         Third party, fire and theft

Additional optional cover is available for:

·         Car hire

·         In-car sound equipment (non-factory fitted)

·         Extended personal liability cover

·         Accessories cover (for tow bars, body kits, alloy wheels, etc.)

Home insurance  

idirect covers you for the following:

·         Fire or explosion

·         Storm, flood, lightning and resultant damage

·         Burst or leaking pipes and geysers

·         Loss or damage resulting from break-in or theft

·         Ground movement including subsidence and landslip

·         Impact as a result of animals, cars, aircraft, etc

·         Collapse or breakage of aerials

You also have access to 24-hour home emergency assistance with Absa idirect Assist, and benefit from a fixed excess, regardless of the size of the claim.

Household content insurance  

idirect covers your home contents for the following:

·         Theft or attempted theft-related damage or loss

·         Fire or explosion

·         Acts of nature

·         Impact due to animals, cars, aircraft, etc

·         Damage from leaking or damaged pipes or geysers

·         Liability to others people (including domestic workers)

Optional household content insurance includes:

·         Accidental damage to your TV, mirrors or any other furniture

·         Office and home industry equipment which you use to run your business from home

·         Garden, leisure equipment and braai equipment

·         Holiday home theft cover

You also benefit from:

·         Assault cover in the event of an incident while you are visiting any ATM

·         Absa idirect Assist

·         Fixed excesses

Personal insurance  

Absa provides personal financial accident insurance for you and your family in the event of death or permanent disability.

idirect personal insurance covers you for the following:

·         Death,  permanent disability

·         Temporary disability preventing you from working and normal activities

·         Emergency rescue and transportation expenses

·         Medical and hospital expenses cover

All products include R 3 million cover with the option of increasing it to R 5 or R 10 million.

Portable effects insurance

idirect will cover all your portable possession that you carry with you outside the home including: jewellery, watches, photographic equipment, clothing, iPods, sporting equipment, etc.

Unspecified all risk items include:

·         Clothing,

·         Personal effects won on your person

·         Sporting goods.

Worldwide specified all risk cover items include:

·         Cellular or other mobile communication devices

·         Contact lenses

·         Camera equipment

·         iPods and other MP3 players

·         Stamp and coin collections

As with all Absa idirect packages you’ll benefit from Absa idirect Assist.

Watercraft insurance

Absa idirect provides marine insurance for the following class of vehicles:

• Motorboat
• Wet bike
• Ski boat
• Yacht
• Jet Ski

Absa idirect covers your watercraft for the following:

·         The hull, fittings, machinery, engines and equipment normally sold as one unit.

·         Boat trailer

·         The boat is covered within 12 nautical miles from the coast of South Africa, Namibia and Mozambique

·          Loss or damage to outboard motors secured to the boat

·         Personal liability for you and sporting participants in the event of an accident

·         Automatic boat cover is included

Absa idirect marine cover applies in the following instances:

·         Accidents,

·         Fire or explosion

·         A lightning strike and resultant damage

·         Theft and attempted theft

·         Malicious damage to boat or equipment

You can benefit with optional cover for emergency and salvage and transit insurance.

You’ll have peace of mind with Absa idirect, knowing you and your assets are covered for any eventuality.

Learn more about absa finance services and find out about Absa Absalutely Woman and Absa Plus as well as Asset Insurance from Absa Insurance and Financial Adviser offers other absa insurance solutions such as absa iDirect short term insurance. Absa also provide medical aid and retirement planning. Find out about absa travel insurance, which you can enjoy when you purchase the absa credit card.

Find out about absa home loans and absa personal loans.

You can also learn out about Absa non-insurance products such as private banking solutions, absa capital and absa vehilce finance.

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