Car Insurance
Many car owners for some reason think they don’t need car insurance if they drive an old vehicle.
Even if your own car is too old to justify the cost of an insurance policy, who is going to pay if you are involved in a collision with a very expensive sports car?
If the other owner has insurance, his insurer will pay to fix his car, but they are then going to take you to court to recover their damages.
If you drive a very old car and you feel it doesn’t warrant the high cost of insurance, you should consider a policy that has been tailor-made for people like you: the so-called third party, fire and theft policy. If you should be involved in an accident, the insurer will not cover damage to your own vehicle.
They will, however, cover the car of the other party involved in the accident. They will also pay out if your car is stolen or destroyed by fire.
Something that slips many people’s mind is that it’s not only an accident that can destroy a car. As already mentioned, it can be stolen or completely destroyed in a fire. If an unexpected tornado should hit your suburb, your car can easily be destroyed.
Lighting can cause severe damage to any vehicle and so can a hail storm. Most policies will cover these types of claims as well.
Nobody wants to pay more for insurance than he has to. Your best bet is to get more than one quote - an even easier way to get a number of quotes: simply use the Internet. It is certainly possible to get multiple quotes by visiting every insurance company’s website and submitting your information.
There is a better way though: use one of the many aggregator websites where you can get a number of quotes by entering your information only once.

